As a business owner, it’s extremely important to have an insurance policy. Your business is a huge part of your life, and it’s a priority to keep your building and assets in check and safe from harm. Though you never want to consider what would happen if you experienced a fire, vandalism, or the effects of a natural disaster — as a responsible business owner — it’s crucial to do so.

If you own an office building, you know all too well that it’s full of expensive equipment. There are likely hundreds of computers, office devices like printers and scanners, and, depending on the industry, much more. Not only that, but your furniture and appliances are important, too.

With business insurance, you can rest assured that your building and the most valuable things inside it are covered under your policy (depending on your coverage).

Business insurance also helps to cover defense costs for liability losses including libel and slander, so that you don’t have to worry about paying out of pocket. Likely, these kinds of issues aren’t always at the top of your mind, but with business insurance, you won’t have to worry — and it’s better to be safe than sorry.

Insurance for your business also helps you to cover unexpected costs that could arise when individuals visit your location. For example, let’s say you’re a marketing firm and you invite a client to your location to talk about their campaign. When they’re walking through the door, they happen to trip on a piece of carpet that wasn’t secured properly. In the case of a broken bone or bodily injury, your business insurance should cover the cost of your client’s medical bills.

Not only that, but business insurance can cover their property, too. If you were to spill your hot coffee on their laptop causing damage, your insurance policy can help to cover costs associated with fixing the laptop, or helping the client purchase a new one.

Business insurance can also include things like workers’ compensation, crime insurance, cyber liability, equipment breakdown, commercial auto insurance, and so much more.

With the security of business insurance, you’ll be able to keep your business safe, protected, and — most importantly — thriving for years to come. You won’t have to worry about paying money up front for natural disaster effects, fire, burglary, vandalism, libel, bodily injury on your premise, or any other number of business-related issues.

With Woods Insurance Service, we understand how important your business is — it’s your livelihood. For that reason, we love helping business owners find the perfect business insurance policy for their unique business. We’ll help you find the right level of protection for your location and lead you to the right policy.

If you want to talk more about policy options for your business or schedule an appointment with one of our insurance specialists, feel free to contact us today.

Commercial Liability

Woods Insurance Service is an independently owned insurance agency that can help you determine the right errors and omissions insurance policy for you.

Errors and omissions insurance is known as a kind of professional liability insurance. It is most often obtained by insurance brokers, investment advisors, insurance dealers, and others that are in the business of finance.

It’s important to understand that no matter how much a client understands the risk involved in an investment, there is still potential for them to sue — most likely when an investment doesn’t go the way they had planned. For that reason, errors and omissions insurance is extremely important.

Overall, E&O insurance protects professional finance companies against claims that clients make against them, whether it be for insufficient work, unexpected results, or careless actions. When you opt for an E&O insurance policy (depending on the exact policy and coverages), the cost of court and settlements will most likely be covered.

Woods Insurance Service is an independent insurance agency that understands the need for protection in the financial industry. We can help you find the right E&O policy for you and give you the peace of mind that you crave in your profession.

We’re located in , and would love to meet with you to determine the insurance policy that best fits your financial business.

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